Account Login

Home Loan

  • Home
  • Apply Now
  • Home Loan
Home Financing

Your Dream Home Awaits with Imperial Life Federal Credit Union

At Imperial Life Federal Credit Union, we believe everyone deserves a place to call home. Our competitive home loan programs are designed to make homeownership accessible and affordable for our valued members.

Competitive Interest Rates

Starting as low as 3.25% APR for qualified members

Quick Approval Process

Get pre-approved in as little as 24 hours

Flexible Down Payment Options

Down payments as low as 3% with various assistance programs

Beautiful modern home exterior
Member Owned

15,000+

Happy Homeowners

$2.5B+

Loans Funded

Loan Options

Choose the Right Home Loan for You

First time home buyer

First-Time Buyer

Special programs designed for first-time homebuyers with down payment assistance and flexible credit requirements.

  • Down payment as low as 3%
  • Flexible credit scores
  • Homebuyer education
Conventional home loan

Conventional Loans

Traditional financing options with competitive rates and flexible terms for qualified borrowers.

  • Competitive interest rates
  • 15 or 30-year terms
  • No mortgage insurance with 20% down
Home refinancing

Refinancing

Lower your monthly payments or access your home's equity with our refinancing options.

  • Lower monthly payments
  • Cash-out refinancing
  • Streamlined process

Ready to Start Your Home Journey?

Join thousands of satisfied members who have found their dream homes with Imperial Life Federal Credit Union. Let's make your homeownership dreams a reality.

How It’s Work

Start Banking With in 5 Mins

01

Verify Customer

Nor again is there anyone who loves or pursues desire obtain pain all itself.

02

Documentation

One rejects, dislikes avoids pleasure itself because it is who do not know.

03

A/c Verification

Ever undertakes laborious physical exercise except in all advantages.

04

Start Banking

Foresee the pain & trouble that are bound ensue equal blame belongs fail.

Your Financial Future Starts Here, Start Your Account.
Calculation
Instant

Home Loan

Vehicle Loan

Personal Loan

Education Loan

Mortgage Loan

Loan Calculator

Advanced Smart
Loan Calculator Tool

Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.

Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000 $2.5 million
Loan Term (Years)
20
20 Years 40 Years
Interest Rate
8.5%
6% 18%
Monthly EMI

$4,340.00

Apply Online
Interest Amount
$541,388
Interest Amount
$541,388
Loan Calculator

Advanced Smart
Loan Calculator Tool

Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.

Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000 $2.5 million
Loan Term (Years)
20
20 Years 40 Years
Interest Rate
8.5%
6% 18%
Monthly EMI

$4,340.00

Apply Online
Interest Amount
$541,388
Interest Amount
$541,388
Loan Calculator

Advanced Smart
Loan Calculator Tool

Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.

Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000 $2.5 million
Loan Term (Years)
20
20 Years 40 Years
Interest Rate
8.5%
6% 18%
Monthly EMI

$4,340.00

Apply Online
Interest Amount
$541,388
Interest Amount
$541,388
Loan Calculator

Advanced Smart
Loan Calculator Tool

Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.

Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000 $2.5 million
Loan Term (Years)
20
20 Years 40 Years
Interest Rate
8.5%
6% 18%
Monthly EMI

$4,340.00

Apply Online
Interest Amount
$541,388
Interest Amount
$541,388
Loan Calculator

Advanced Smart
Loan Calculator Tool

Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.

Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000 $2.5 million
Loan Term (Years)
20
20 Years 40 Years
Interest Rate
8.5%
6% 18%
Monthly EMI

$4,340.00

Apply Online
Interest Amount
$541,388
Interest Amount
$541,388